Car financing just got easier
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Representative APR 12.9%. Shokarz is a credit broker, not a lender.
Frequently Asked Questions
You could apply for Car Finance if you’re buying a new or used car from a dealership.
Lending is subject to credit, status and additional affordability checks. You must be aged 18 or over and a UK resident.
We offer finance for new and used cars at the majority of UK dealerships. There are some restrictions relating to
make/model, age and mileage of the car. But is subject to which lender accepts you based on your credit and status.
We can fund commercial vehicles like vans and pickup trucks, also motorbikes and even camper homes.
You can part-exchange your current car with a majority of car dealers and have the amount deducted from your finance.
In addition, if your part-exchange has existing finance, we can help settle the current agreement and set up your new one!
You have the right to repay the credit early at any time in full or part with all regulated agreements.
APR stands for Annual Percentage Rate of Charge. This includes charges and arrangement fees.
Soft credit is a simple background check. Examples of these searches could be checking your own credit score, a background check. None of these will affect your credit rating, they simply go on your credit file as a trace.
Unfortunately any finance offers are not guaranteed with a soft check,and can change.A hard credit search is only completed if you apply for a loan. Hard searches will show up on your credit profile and may affect your score, although only temporarily.